Life is a surprise package of joys, happiness, challenges
and setbacks. Sudden illness, accidental injuries and medical emergencies can
throw us off guard anytime. While they drain us emotionally, owing to the
soaring prices of medical services, the hospitalization and medicinal expenses
can burn a big hole in your pocket. A good health insurance policy is mandatory
to combat these tough times as it covers you and your loved ones completely
against sudden financial burden caused by medical emergencies. Having a good
health insurance plan ensures an immense peace of mind and assurance that you
can focus on the healing and recuperation of your loved ones, instead of
financial worries.
Individual health insurance in India can be availed by any
individual resident between the ages of 18 to 65 to undergo treatment in India.
Policyseller is a comprehensive health coverage that takes care of your
expenses related to hospitalization and domiciliary so that all your financial
burdens are covered during a sudden medical emergency. Buying a health policy
at Policyselleris extremely convenient now as you can acquire a hassle free
online health insurance plan from Policyseller website.
Here are the special elements of our medical insurance plan:
Double coverage for accidents and critical illness on
selected health plans (on selected health Plans)
Cover for Domiciliary hospitalization
Lifetime coverage
Cashless hospitalization at 4300+ hospitals across India
Cover for 140+ Day-care procedures
Pre and post hospitalization expenses
20 main critical illnesses covered (on selected health
plans)
Unlimited room rent (on selected health plans)
Lifetime renewal
Tax benefit under section 80 (D)
24x7 claim assistance and easy claim settlement
Why Choose Health Insurance by Policy seller?
Medical insurance from Policy seller provides you the
following benefits:
Cashless treatment - We provide you a network of hospitals,
where you can avail cashless treatment facilities.
Pre and post hospitalization - We pay for your pre and post
hospitalization charges, up to 30 days prior to hospitalization & up to 60
days after discharge from hospital.
Ambulance charges - In case of any medical emergency,
ambulance charges as listed in the policy shall be payable.
Cumulative Bonus - If no claims are made on your health
cover in a particular year, you will be entitled for special benefits through
an increment in the sum insured when you renew the policy the following year.
Free medical check up - A history of no claims is rewarded
with a free medical check up.
Tax benefits - When you pay the premium for your health
insurance policy, you are liable to get a tax rebate under section 80D of the
Income Tax Act for a maximum value of Rs.15,000 for normal and Rs. 20,000 for
senior citizens.
Co-payment - If you wish to reduce the premium amount, you
can opt for voluntary deductibles mentioned in the policy. This means that some
amount will be paid by the insured for any treatment undertaken, while the rest
will be paid by the insurer.
Critical illness - We will pay the insured person the sum
insured as a lump sum if the insured is diagnosed as suffering from a critical
illness listed in the policy.

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